Being a successful FinTech firm requires more than just great technology; it also requires an understanding of the laws and regulations applicable to your business. This course will provide you with that understanding. You will learn about the critical legal, regulatory, and policy issues associated with cryptocurrencies, initial coin offerings, online lending, new payments and wealth management technologies, and financial account aggregators. In addition, you will learn how regulatory agencies in the U.S. are continually adjusting to the emergence of new financial technologies and how one specific agency has proposed a path for FinTech firms to become regulated banks. You will also learn the basics of how banks are regulated in the U.S.
Offert par
FinTech Law and Policy
Université DukeÀ propos de ce cours
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Niveau débutant
Approx. 11 heures pour terminer
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Résultats de carrière des étudiants
20%
ont commencé une nouvelle carrière après avoir terminé ce cours
19%
ont bénéficié d'un avantage concret dans leur carrières grâce à ce cours
Certificat partageable
Obtenez un Certificat lorsque vous terminez
100 % en ligne
Commencez dès maintenant et apprenez aux horaires qui vous conviennent.
Dates limites flexibles
Réinitialisez les dates limites selon votre disponibilité.
Niveau débutant
Approx. 11 heures pour terminer
Anglais
Sous-titres : Arabe, Français, Portugais (européen), Chinois (simplifié), Italien, Vietnamien, Coréen, Allemand, Russe, Turc, Anglais, Espagnol
Offert par
Université Duke
Duke University has about 13,000 undergraduate and graduate students and a world-class faculty helping to expand the frontiers of knowledge. The university has a strong commitment to applying knowledge in service to society, both near its North Carolina campus and around the world.
Programme du cours : ce que vous apprendrez dans ce cours
19 minutes pour terminer
Welcome to FinTech Law and Policy
In this course, you will learn about the critical legal, regulatory, and policy issues associated with cryptocurrencies, initial coin offerings, online lending, new payments and wealth management technologies, and financial account aggregators. In addition, you will learn how regulatory agencies in the U.S. are continually adjusting to the emergence of new financial technologies and how one specific agency, the Office of the Comptroller of the Currency, has proposed a path for FinTech firms to become regulated banks.
19 minutes pour terminer
2 vidéos (Total 7 min), 2 lectures
2 lectures
Course Information10 min
Legal Disclaimer2 min
2 heures pour terminer
The Evolving Relationship Between FinTechs, Regulators, and Traditional Financial Institutions
This module begins with a preview of the key regulatory challenges facing FinTech firms and provides several examples of what can happen when FinTech firms fail to comply with applicable laws and regulations. We then look at how the FinTech industry has evolved post-2008 - from a disrupt mentality to one of “strategic partnership” - along with corresponding FinTech industry investment trends. Next, we examine the challenges regulators face in responding to new FinTech developments and detail how several U.S. regulatory agencies have adjusted thus far. We conclude this module by exploring one specific regulatory approach, known as a “sandbox,” that has been deployed in other countries and in one U.S. state.
2 heures pour terminer
5 vidéos (Total 32 min)
5 vidéos
Regulatory Challenges Facing U.S. FinTech Firms4 min
FinTech Evolution and Investment Trends8 min
How FinTech is Challenging Regulators7 min
Regulatory Sandboxes6 min
3 exercices pour s'entraîner
Graded Lesson Quiz30 min
Lesson Quiz16 min
Graded Lesson Quiz30 min
2 heures pour terminer
Cryptocurrency and Initial Coin Offerings
This module first provides an overview of cryptocurrencies and distributed ledger technology, and then examines how cryptocurrency is regulated by various state and federal agencies. You will also learn how cryptocurrency is regulated as: money, a commodity, and property. The module concludes with an examination of initial coin offerings and their regulatory treatment.
2 heures pour terminer
6 vidéos (Total 47 min)
6 vidéos
Regulating Cryptocurrency as Money8 min
Regulating Cryptocurrency as a Commodity7 min
Regulating Cryptocurrency as Property2 min
Explaining Initial Coin Offerings5 min
Regulating Initial Coin Offerings10 min
3 exercices pour s'entraîner
Graded Lesson Quiz30 min
Graded Lesson Quiz30 min
Graded Lesson Quiz30 min
2 heures pour terminer
FinTech Lending
This module will introduce you to the various types of FinTech lending models and the regulatory treatment of these lenders. You will learn how many FinTech lenders are partnering with regulated banks to get around the state-by-state restrictions that apply to non-bank lenders.
2 heures pour terminer
6 vidéos (Total 41 min)
6 vidéos
U.S. and Global Landscape5 min
Regulatory and Legal Considerations6 min
Common Lending Models10 min
Vulnerabilities of FinTech Credit6 min
Additional Legal Considerations3 min
3 exercices pour s'entraîner
Graded Lesson Quiz30 min
Graded Lesson Quiz30 min
Graded Lesson Quiz30 min
1 heure pour terminer
Banking Regulation in the U.S.
Many FinTech firms are interested in becoming regulated banks. This module will teach you about the process of becoming a bank and the government agencies responsible for regulating banks in the U.S. We will look at the Office of the Comptroller of the Currency’s proposal to grant a new type of bank charter specifically for FinTech firms and the options currently available to FinTech firms that would like to become a bank.
1 heure pour terminer
3 vidéos (Total 28 min)
3 vidéos
Special Purpose FinTech Charter11 min
Industrial Loan Company5 min
2 exercices pour s'entraîner
Graded Lesson Quiz30 min
Graded Lesson Quiz30 min
Avis
Meilleurs avis pour FINTECH LAW AND POLICY
par AM3 nov. 2018
I highly recommend this course especially if your are currently working in the financial services industry. I am always eager to learn and this course taught me many new topics that i was unaware of.
par KA24 juin 2020
Impressive! Manage to completed in 3 days, committed and dedicated studying in Fintech. If I can, why shouldn't you?\n\np.s: The final exam was quite tough! Get prepare students with your notes!
par DE1 oct. 2020
Duke University put a great spin to this course by having graphics and relevant information next to the professor while giving the lecture. I am a visual learner and this method was great!!
par CL9 mars 2020
Great course. The best summary for anyone who doesn’t come from the Financial world to get up to speed of what is the reality of the law and policy relate to US financial institutions.
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