This course “FinTech Disruptive Innovation: Implications for Society” help you understand how disruptive innovations create opportunity in finance industry and its impact to society especially your career. You would be able to examine and analyse how FinTech innovations would affect companies that relates to FinTech services and how it might affect your career in finance.
You will learn about how peer to peer lending disrupt finance industry in different countries, the diversity of impact by FinTech in the comparison of East vs West, Big firms vs Small firms, and different generations etc., how to predict FinTech trends in different markets, and finally what you should do to pursue your career and secure your position in FinTech industry.
Ce cours fait partie de la Spécialisation FinTech: Finance Industry Transformation and Regulation
FinTech Disruptive Innovation: Implications for Society
proposé par
Spécialisation FinTech: Finance Industry Transformation and RegulationUniversité des sciences et technologies de Hong Kong
Programme du cours : ce que vous apprendrez dans ce cours
Semaine
1Evolution vs Revolution
In this module, we will explore the nature of evolutionary versus revolutionary innovations and business transformations. Innovation disruption as a popular business concept will be examined in the context of the social and economic transformations enabled by FinTech innovations. A case example of peer to peer lending will be used to illustrate and explore these issues in a FinTech context.
6 vidéos (Total 59 min), 3 lectures, 1 quiz
6 vidéos
1.2 What is disruptive innovation?10 min
1.3 How does disruptive innovation change industries?10 min
1.4 Evolutionary or revolutionary disruption?10 min
1.5 Peer to Peer lending10 min
1.6 Evolution vs Revolution Summary7 min
3 lectures
Course Outline10 min
Assignment & Grading10 min
Is Uber a disruptive innovation?20 min
1 exercice pour s'entraîner
Week 1 Quiz20 min
Semaine
2Diversity of Impact
FinTech innovations are not uniform in their impact on and adoption by different participants in the global economy. Differences in adoption, attitudes, and capabilities will be explored based on country, size, age, and access to capital or technology in an effort to better understand the likely pace of adoption and transformation that will result from FinTech innovations.
6 vidéos (Total 49 min), 1 quiz
6 vidéos
2.2 East vs West11 min
2.3 Big vs Small8 min
2.4 Young vs Old10 min
2.5 Haves vs Havenots10 min
2.6 Diversity of impact summary4 min
1 exercice pour s'entraîner
Week 2 Quiz20 min
Semaine
3Predicting the Future of FinTech
Predicting the future is easy, but being right in what you are predicting is hard. One challenge in regard to understanding the impact of change in the future is that the pace of change is often more important than the eventual nature of market evolution. If change is fast, large established firms are likely to be disrupted and face new competitors that will challenge prior industry structures. When change is slower, or more evolutionary in nature, large firms have time to adapt and thrive in spite of change (although it still may be hard to change culture, even if the changes are slow). In this module, we will examine both the evolution of FinTech markets and capabilities, and the likely pace of changes.
10 vidéos (Total 94 min), 1 quiz
10 vidéos
3.2 Challenges of predicting the future8 min
3.3 Look to the technology10 min
3.4 Look to the markets (Part 1)10 min
3.5 Look to the markets (Part 2)10 min
3.6 Predictions by financial service (Part 1)10 min
3.7 Predictions by financial service (Part 2)10 min
3.8 Predictions by financial service (Part 3)10 min
3.9 Predictions by financial service (Part 4)10 min
3.10 Predicting the future of FinTech summary4 min
1 exercice pour s'entraîner
Week 3 Quiz20 min
Semaine
4Implications for Careers
For many learners, the most important part of this course is going to be "so how will this affect me?" In this module, we will discuss and examine implications for both firms and individuals working in these types of firms for their future careers. Some conclusions might be unexpected, such as the risk-adjusted rewards for employees of large, innovative firms might be higher than the average returns in society for smaller startup employees (the founders might get rich, but employees of small firms do not always share in these riches). While it might be good to stay with a large financial services firm that is investing in and adapting to changes in the financial services industry, the skills that are needed to be successful in any career in financial services are likely to change in the future, and employees who are willing to invest in developing new skills and talents are more likely to success in the future.
6 vidéos (Total 55 min), 1 quiz
6 vidéos
4.2 Career skills and requirements changing10 min
4.3 Growth and decline in finance markets9 min
4.4 Flexible employment & business structures9 min
4.5 Innovation and failure10 min
4.6 Implications for careers summary10 min
1 exercice pour s'entraîner
Week 4 Quiz20 min
5.0
2 avisMeilleurs avis
par FL•Feb 9th 2019
It gives you a good overview of the topics you should study as a banker, to improve your market value.
par SA•Feb 13th 2019
Best course so far. The professor was too good in explaining everything. Enjoyed learning so much!!
Enseignant
Theodore Henry King CLARK
Associate ProfessorInformation Systems, Business Statistics and Operations Management Department
À propos de Université des sciences et technologies de Hong Kong
HKUST - A dynamic, international research university, in relentless pursuit of excellence, leading the advance of science and technology, and educating the new generation of front-runners for Asia and the world.
À propos de la Spécialisation FinTech: Finance Industry Transformation and Regulation
Objective
This Specialization is intended for finance professional who are seeking to develop skills and understanding of FinTech. Through these four courses, you will cover FinTech foundations and overview, FinTech security and regulation (RegTech), FinTech risk management and FinTech disruptive innovation: implications to society, which will prepare you to become more confident and persuasive in your ability to analyze and make decisions regarding how to react to these changes.
Key Benefits
You will earn a FinTech specialization certificate offered by the HKUST and Coursera after completing all four courses. You can add to your resume and Linkedin profile which can benefit to your career in finance industry. Also you will gain knowledge and insights in FinTech for your current and future career development in Finance industry.
Who is this Specialization for?
Everyone who is interested in FinTech and wants to learn more is welcome and will benefit from this course, and is useful for finance executives, government officers, entrepreneurs, consumers and investors of FinTech.
To know more...
Find out more and watch the FinTech specialization promotional video on Youtube.
https://youtu.be/MmqNLp4iuZE
Foire Aux Questions
Quand aurai-je accès aux vidéos de cours et aux devoirs ?
Une fois que vous êtes inscrit(e) pour un Certificat, vous pouvez accéder à toutes les vidéos de cours, et à tous les quiz et exercices de programmation (le cas échéant). Vous pouvez soumettre des devoirs à examiner par vos pairs et en examiner vous-même uniquement après le début de votre session. Si vous préférez explorer le cours sans l'acheter, vous ne serez peut-être pas en mesure d'accéder à certains devoirs.
À quoi ai-je droit si je m'abonne à cette Spécialisation ?
Lorsque vous vous inscrivez au cours, vous bénéficiez d'un accès à tous les cours de la Spécialisation, et vous obtenez un Certificat lorsque vous avez réussi. Votre Certificat électronique est alors ajouté à votre page Accomplissements. À partir de cette page, vous pouvez imprimer votre Certificat ou l'ajouter à votre profil LinkedIn. Si vous souhaitez seulement lire et visualiser le contenu du cours, vous pouvez accéder gratuitement au cours en tant qu'auditeur libre.
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