In this course, you’ll learn the foundational theories behind robo-advising, crowdfunding, and marketplace lending, and how to apply these theories to optimize your investments. Professor David Musto of the Wharton School has designed this course to help you gain a practical understanding of the theoretical frameworks of Modern Portfolio Theory and Financial Technology. You’ll learn how to apply the ideas behind robo-advising and crowdfunding to better assess and leverage a more optimized portfolio while managing risks. You’ll also explore the current consumer credit landscape and learn how to utilize financial technologies in your business. You’ll analyze real-life examples by studying the cases of Square and CommonBond. By the end of this course, you’ll have honed your skills in calculating risks and returns in robo-advising and crowdfunding, and be able to assess the value of marketplace lending to achieve better returns on your investments. No prerequisites are required for this course, although "Fintech: Foundations, Payments, and Regulations" and "Cryptocurrency and Blockchain: An Introduction to Digital Currencies" from Wharton's Fintech Specialization are recommended.
Ce cours fait partie de la Spécialisation Fintech: Foundations & Applications of Financial Technology
Offert par
Spécialisation Fintech: Foundations & Applications of Financial TechnologyUniversité de PennsylvanieÀ propos de ce cours
Offert par
Université de Pennsylvanie
The University of Pennsylvania (commonly referred to as Penn) is a private university, located in Philadelphia, Pennsylvania, United States. A member of the Ivy League, Penn is the fourth-oldest institution of higher education in the United States, and considers itself to be the first university in the United States with both undergraduate and graduate studies.
Programme du cours : ce que vous apprendrez dans ce cours
Module 1: Robo-Advising
What are Robo-advisers and how do they add value to the customers? This module was designed to give you foundational knowledge of Modern Portfolio Theory and Robo-Advising. You’ll identify and analyze the building blocks of robo-advising, and gain a better understanding of how robo-advisers deliver high-impact investment advice at high volume and low costs. Through the framework of Modern Portfolio Theory, you’ll learn key concepts such as Mean Variance Optimization, the importance of diversification, and the foundations of Index Mutual Funds. By the end of this module, you’ll be better able to assess the risks and benefits of traditional investment advising to secure a better return on your investments.
Module 2: Crowdfunding
In this module, you’ll examine the promises and challenges of crowdfunding, and look closely at impact Investing. First, you'll explore the risks behind investing through crowdfunding. You’ll also learn about the JOBS Act of 2012 and identify the new approaches to finance innovation caused by the statute. Through calculation of the costs of using crowdfunding for investment, you’ll analyze the value "the wisdom of crowds" and gauge the risks and rewards of impact investing. By the end of this module, you’ll have a framework for thinking of the challenges that crowdfunding presents and how to overcome them effectively while exerting sustainable and meaningful impact.
Module 3: Marketplace Lending
In this module, you’ll examine peer-to-peer lending and its effect on the consumer credit landscape and marketplace lending. Through identification and understanding of the different types of debt in an average household, you’ll develop the analytical skills to exploit opportunities to use financial technologies to improve your financial health. You’ll also discover the value of peer-to-peer lending platforms and how they offer an alternative method to financing debt. By the end of this module, you’ll gain a better understanding of the current consumer credit landscape and be able to better analyze the methodology behind fintech companies that refinance loans for consumers.
Module 4: Case Studies
This module was designed to provide you with an opportunity to explore successful fintech companies in action, so you can develop an understanding of how the capabilities of fintech can be form the foundations of new business models. David Klein, CEO of CommonBond, and Jackie Reses, Capital Lead of Square, provide deeper insights into the evolution of fintech, and explain how their organizations effectively utilized fintech's benefits while overcoming its challenges. By the end of this module, you’ll have a better understanding of the practical applications of fintech in an organization and fintech's potential for creating new market opportunities.
Avis
Meilleurs avis pour LENDING, CROWDFUNDING, AND MODERN INVESTING
Very informative course, with good examples. I particularly enjoyed the video of the Square executive. I just wish David Mutso's signature was somewhat legible on the course certificate.
The course dives into the different ways of obtaining and providing funding in today's financial scene, it not only provides an overview but also addresses the challenges in this space.
Prof Musto is a great instructor. Really enjoyed his interesting examples and engaging method of teaching. I liked the fact that he focused on concepts more than data and key terms.
Covers the breadth of the emerging fintech industry well, but specific details or references to algorithms and techniques used in each of these sectors would have been interesting.
À propos du Spécialisation Fintech: Foundations & Applications of Financial Technology
Foire Aux Questions
When will I have access to the lectures and assignments?
Access to lectures and assignments depends on your type of enrollment. If you take a course in audit mode, you will be able to see most course materials for free. To access graded assignments and to earn a Certificate, you will need to purchase the Certificate experience, during or after your audit. If you don't see the audit option:
The course may not offer an audit option. You can try a Free Trial instead, or apply for Financial Aid.
The course may offer 'Full Course, No Certificate' instead. This option lets you see all course materials, submit required assessments, and get a final grade. This also means that you will not be able to purchase a Certificate experience.
What will I get if I subscribe to this Specialization?
When you enroll in the course, you get access to all of the courses in the Specialization, and you earn a certificate when you complete the work. Your electronic Certificate will be added to your Accomplishments page - from there, you can print your Certificate or add it to your LinkedIn profile. If you only want to read and view the course content, you can audit the course for free.
What is the refund policy?
If you subscribed, you get a 7-day free trial during which you can cancel at no penalty. After that, we don’t give refunds, but you can cancel your subscription at any time. See our full refund policy.
Is financial aid available?
Yes, Coursera provides financial aid to learners who cannot afford the fee. Apply for it by clicking on the Financial Aid link beneath the "Enroll" button on the left. You'll be prompted to complete an application and will be notified if you are approved. You'll need to complete this step for each course in the Specialization, including the Capstone Project. Learn more.
D'autres questions ? Visitez le Centre d'Aide pour les Etudiants.
